Wait, Are You Still Using Your Phone Number for UPI Transfers?
Let’s get real for a second.
Every time you send money to someone using UPI, your phone number could be out in the open. Whether it’s a delivery guy, an online seller, or someone you’ve never met — your mobile number is riding along with every payment.
Think about it. You’d never hand your number to a random stranger on the street, right?
But that’s exactly what’s been happening… until now.
Meet the New Paytm Feature That Fixes the Privacy Problem for Good
Paytm just launched a feature that might make you rethink how you use UPI forever.
Instead of using your phone number-based UPI ID (like 9876543210@paytm), you can now create your very own personalized UPI handle — something like yourname@ptm, coolshop@ptaxis, or even coffeequeen@ptyes.
Yup, just like your Instagram username. Only now, it’s how people send you money.
Why This Is a Massive Upgrade (And Not Just a Fancy Gimmick)
Let’s be clear: this is about way more than just looking cool.
Here’s what this new Paytm feature really offers:
- ✅ Total privacy – No more giving out your mobile number
- ✅ Personal branding – Great for freelancers, small businesses, and creators
- ✅ Simpler transactions – Easy-to-remember IDs instead of 10-digit numbers
- ✅ Professional image – Looks way better than random digits
Whether you’re paying a friend or accepting money from a client, your custom UPI handle puts you in control of how you appear.
How Does It Work?
Paytm is currently offering this feature through Yes Bank and Axis Bank UPI handles. So if your Paytm UPI is linked with either of these banks, you can jump in right now.
Support for other banks is coming soon — but early adopters are already grabbing the coolest handles.
Here’s How to Create Your Own Custom UPI ID (Takes 2 Minutes)
Getting started is ridiculously easy.
Step 1: Open the Paytm App
Make sure it’s updated to the latest version.
Step 2: Go to “UPI & Payment Settings”
Found in your profile or settings menu.
Step 3: Tap “Create New UPI ID”
Here, you’ll see options like @ptm, @ptaxis, and @ptyes.
Step 4: Choose a Unique Handle
Use your name, business, or something catchy. Be quick — popular names go fast.
Step 5: Confirm It
If it’s available, you’ll get it instantly. That’s it — you’re ready to use it.
Real Talk: Why You Need This (Especially If You’re a Business or Freelancer)
This is especially useful if:
- You get paid by multiple people regularly
- You sell products or services online
- You don’t want your personal number floating around the internet
- You want to look sharp and professional in payment interactions
Let’s be honest — @coffeebae or @designboss just hits differently than 9827643110@paytm, doesn’t it?
This Is Just the Beginning
Paytm’s personalized UPI ID launch isn’t just a feature — it’s a sign of where digital payments in India are headed.
We’re moving into a world where your digital identity is just as important as your real one. And being able to create a smart, secure, and personal UPI ID is a huge leap forward.
Other apps? They’ll probably catch up soon. But Paytm is leading the charge.
Should You Set Yours Up Now? YES — And Here’s Why
These custom handles are first come, first served.
If your name or brand is common, someone else could grab it before you do. Imagine losing arjun@ptm because you waited a week.
So yes, this is one of those “do it before it’s gone” moments.
Final Take: A Simple Move That Makes You Look Smart (And Feel Safer)
Sometimes the best tech updates aren’t flashy. They’re practical.
And Paytm’s personalized UPI ID feature checks all the right boxes:
- Makes you look more professional
- Keeps your personal number private
- Takes seconds to set up
- Totally free
If you’re serious about privacy, professionalism, or just want a smoother experience, this feature is a no-brainer.
So stop sending your number with every payment. It’s time to upgrade how you pay — and how you get paid.
